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  <url>
    <loc>https://www.emergingtechlaw.org/analysis</loc>
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    <priority>0.75</priority>
    <lastmod>2021-04-22</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1501741826756-IVLMF7VZXV90UQBN7D0L/iStock-532859376.jpg</image:loc>
      <image:title>Analysis</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/how-to-lose-you-trade-secrets-unwittingly/2017/8/1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1501562644001-5W6K0SOKEWMYIZIW7C2A/image-asset.jpeg</image:loc>
      <image:title>Analysis - How to Lose Your Trade Secrets Unwittingly…</image:title>
      <image:caption>“traditional” serviced offices: doors and walls good for IP protection? (author)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1501569179674-HRDAH112GBXV27RUZLD8/image-asset.jpeg</image:loc>
      <image:title>Analysis - How to Lose Your Trade Secrets Unwittingly…</image:title>
      <image:caption>pay attention in an open co-work space environment: watch who is listening (Getty Images)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1501569386480-KEFD6IW3WY7XHOVJ6FIL/image-asset.jpeg</image:loc>
      <image:title>Analysis - How to Lose Your Trade Secrets Unwittingly…</image:title>
      <image:caption>fog it up! (author)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1501571111874-TR7BL6GC3O9TR4APGM8G/image-asset.jpeg</image:loc>
      <image:title>Analysis - How to Lose Your Trade Secrets Unwittingly…</image:title>
      <image:caption>emerging trend: co-working space (Getty Images)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1501570283842-IPHEVRGSZJEQ6MPB3CMX/image-asset.jpeg</image:loc>
      <image:title>Analysis - How to Lose Your Trade Secrets Unwittingly…</image:title>
      <image:caption>how to lose your trade secrets (Getty Images)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1501568787620-Q1DXIHA2ZWJPQXKIH5D0/image-asset.jpeg</image:loc>
      <image:title>Analysis - How to Lose Your Trade Secrets Unwittingly…</image:title>
      <image:caption>"feel free to look around" (open source)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/what-the-fork/2017/8/1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1501661185973-H8T0LMSRVGZXDK8I7A0X/image-asset.jpeg</image:loc>
      <image:title>Analysis - What the Fork is going on?</image:title>
      <image:caption>emerging tech: cryptocurrency (licensed by Getty Images)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1501661410945-I5ETPWWM9U6W3K2RWKL3/image-asset.jpeg</image:loc>
      <image:title>Analysis - What the Fork is going on?</image:title>
      <image:caption>more money, less competition? (licensed by Getty Images)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1501665486002-OPSOMGPL49JU0Y823JQF/image-asset.jpeg</image:loc>
      <image:title>Analysis - What the Fork is going on?</image:title>
      <image:caption>pure market forces in play to set crypto-currency exchange rates (licensed by Getty Images)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1501734050232-IJEQYQSUK5EW1MSTI2ZN/image-asset.jpeg</image:loc>
      <image:title>Analysis - What the Fork is going on?</image:title>
      <image:caption>real world events matter (licensed by Getty Images)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1501660723361-PYC6AH3TUYPLUQ3QVH24/image-asset.jpeg</image:loc>
      <image:title>Analysis - What the Fork is going on?</image:title>
      <image:caption>Bitcoin splits (licensed by Getty Images)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1501662258731-KIBZKBDOF0CKU42KDVTI/image-asset.png</image:loc>
      <image:title>Analysis - What the Fork is going on?</image:title>
      <image:caption>will history repeat itself in the crypto space? (open source image)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1501665688949-3CYHOCA0KG0DXLUR3ZVN/image-asset.jpeg</image:loc>
      <image:title>Analysis - What the Fork is going on?</image:title>
      <image:caption>virtual coin value unaffected by real world events? (licensed by Getty Images)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1501662587312-VW9GFXIHCWY39HOU2HIS/image-asset.jpeg</image:loc>
      <image:title>Analysis - What the Fork is going on?</image:title>
      <image:caption>potential for abuse? (licensed by Getty Images)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1501736912382-991V2RS3GOWIOB81HBRV/image-asset.jpeg</image:loc>
      <image:title>Analysis - What the Fork is going on?</image:title>
      <image:caption>meet your new central bankers of the future... (licensed by Getty Images)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1501661313943-FIB6VTOXO1BF2206GLSS/image-asset.jpeg</image:loc>
      <image:title>Analysis - What the Fork is going on?</image:title>
      <image:caption>to the victor go the spoils. whose spoils? (licensed by Getty Images)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/attracting-world-class-tech-issuers2120178</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1503303236776-K6RVMORHAX39LRUB9L2M/iStock-695670148.jpg</image:loc>
      <image:title>Analysis - Attracting World Class Tech Issuers</image:title>
      <image:caption>technology oriented objective (licensed by Getty Images)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1503303902945-7GA5NYV8A48N2ZLURELL/iStock-832281630.jpg</image:loc>
      <image:title>Analysis - Attracting World Class Tech Issuers</image:title>
      <image:caption>technology is the key driver for the 21st century economy (licensed by Getty Images)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1503302815020-CNQ2VNPNY68UVCFZZAIS/IMG_4100.JPG</image:loc>
      <image:title>Analysis - Attracting World Class Tech Issuers</image:title>
      <image:caption>HKEX thinking about attracting more tech issuers to its boards (author's photo)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1503304221546-P781IRVNQGMFU5E2TXEL/image-asset.jpeg</image:loc>
      <image:title>Analysis - Attracting World Class Tech Issuers</image:title>
      <image:caption>harnessing the many possibilities of blockchain (licensed by Getty Images)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1503304958850-SHCSXI7RELFYW4UZFK0F/519827432.jpg</image:loc>
      <image:title>Analysis - Attracting World Class Tech Issuers</image:title>
      <image:caption>safeguards to keep trade secrets a secret (licensed by Getty Images)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1503303011984-7CJULXC2SPQZR3DAJJNB/DSC01817.JPG</image:loc>
      <image:title>Analysis - Attracting World Class Tech Issuers</image:title>
      <image:caption>Venice: destiny eclipsed by supervening technology (author's photo)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1503305316678-YTQ5OFGASGX79SEKE9AE/iStock-694891266.jpg</image:loc>
      <image:title>Analysis - Attracting World Class Tech Issuers</image:title>
      <image:caption>direct listing for operating tech companies (licensed by Getty Images)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1503305598681-DBO9IFWBWGFTMEL40XUW/iStock-521975275.jpg</image:loc>
      <image:title>Analysis - Attracting World Class Tech Issuers</image:title>
      <image:caption>one share, many votes? (licensed by Getty Images)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1503304600411-DLBHTSV1S6QNOJPXS71K/iStock-491619474.jpg</image:loc>
      <image:title>Analysis - Attracting World Class Tech Issuers</image:title>
      <image:caption>technology due diligence as qualitative listing requirement (licensed by Getty Images)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1503305045936-3P5P4QJL63R2OB9HOB55/iStock-812984398.jpg</image:loc>
      <image:title>Analysis - Attracting World Class Tech Issuers</image:title>
      <image:caption>cybersecurity listing requirement (licensed by Getty Images)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1503305232733-E5NUEF1PP225P516AGF2/image-asset.jpeg</image:loc>
      <image:title>Analysis - Attracting World Class Tech Issuers</image:title>
      <image:caption>maintaining the relevance of Hong Kong in the 21st century (licensed by Getty Images)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/ai-catching-criminals-before-the-act2520178</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1503677962333-QNTO5OASTXKFLN1YKBW4/iStock-510797487.jpg</image:loc>
      <image:title>Analysis - AI: Catching Criminals Before the Act! (Part 1)</image:title>
      <image:caption>unsupervised machine learning (licensed by Getty Images)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1503674260370-AY2TEEJFUL9LKFVG5EV3/iStock-810598556.jpg</image:loc>
      <image:title>Analysis - AI: Catching Criminals Before the Act! (Part 1)</image:title>
      <image:caption>emerging technology: behavioral predictive technologies (licensed by Getty Images)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1503678983168-1MP7FY9GFAFA16ZYNHE4/iStock-695670148.jpg</image:loc>
      <image:title>Analysis - AI: Catching Criminals Before the Act! (Part 1)</image:title>
      <image:caption>2-part series (licensed by Getty Images)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1503678223862-ZBSTH5TUN1F67BCAOZMJ/image-asset.jpeg</image:loc>
      <image:title>Analysis - AI: Catching Criminals Before the Act! (Part 1)</image:title>
      <image:caption>Pitfalls in behavioral predictive technology increase errors (licensed by Getty Images)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1503674636274-A5O5ZRJ09JMNLBKTG3G0/iStock-829626878.jpg</image:loc>
      <image:title>Analysis - AI: Catching Criminals Before the Act! (Part 1)</image:title>
      <image:caption>AI driven crime predicting crystal ball (licensed by Getty Images)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/ai-catching-criminals-before-the-act-part-22820178</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1504001945924-V9L0ETL6VXTY1TT16L43/house-insurance-419058_1920.jpg</image:loc>
      <image:title>Analysis - AI: Catching Criminals Before the Act (Part 2)</image:title>
      <image:caption>the vulnerable need protecting? (CC0 Creative Commons license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1503995443241-PG0AA3THAIK89XLZSGFO/blindfolded-2025474_1280.png</image:loc>
      <image:title>Analysis - AI: Catching Criminals Before the Act (Part 2)</image:title>
      <image:caption>When lady-justice wears 20/20 googles looking into the future, it will be hard to apply principles of criminal law from the past. (CC0 Creative Commons license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1504000992418-P0M81LXTUBOES3RSR34O/puzzle-1261138_1280.jpg</image:loc>
      <image:title>Analysis - AI: Catching Criminals Before the Act (Part 2)</image:title>
      <image:caption>near completion of crime = more culpability (CC0 Creative Commons license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1504002113921-2DJXW3IIDBIQQPEK0JB5/code-707069_1920.jpg</image:loc>
      <image:title>Analysis - AI: Catching Criminals Before the Act (Part 2)</image:title>
      <image:caption>our eyes are on you too (CC0 Creative Commons license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1503996319333-VMLZGXX9B6JWC8BT71SG/elephant-88979_1920.jpg</image:loc>
      <image:title>Analysis - AI: Catching Criminals Before the Act (Part 2)</image:title>
      <image:caption>hey! please don't throw me! (CC0 Creative Commons license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1503995240793-TXUJUXQY5EJTDR5WIZZZ/justice-2060093_1920.jpg</image:loc>
      <image:title>Analysis - AI: Catching Criminals Before the Act (Part 2)</image:title>
      <image:caption>how will Justice herself be weighed in the future? (CC0 Creative Commons license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1503996628258-IFWHU2Z73Z8EY7LJZH9Y/business-1753098_1280.png</image:loc>
      <image:title>Analysis - AI: Catching Criminals Before the Act (Part 2)</image:title>
      <image:caption>how looking ahead can be too far... (CC0 Creative Commons license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1503995717023-7GTCGVC2TJHL1J8PKU5O/iStock-518526915.jpg</image:loc>
      <image:title>Analysis - AI: Catching Criminals Before the Act (Part 2)</image:title>
      <image:caption>catching only the bad guys? (licensed by Getty Images)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1504001700117-U54I9G7Q926Z37SQU5A5/pencil-1385100_1920.jpg</image:loc>
      <image:title>Analysis - AI: Catching Criminals Before the Act (Part 2)</image:title>
      <image:caption>reinforcing prejudices? (CC0 Creative Commons license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1504000749582-F9C9BUPTMBA252ZXMRTD/lawyer-28782_1280.png</image:loc>
      <image:title>Analysis - AI: Catching Criminals Before the Act (Part 2)</image:title>
      <image:caption>not guilty my lord (CC0 Creative Commons license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1503995975379-MELZEBHQ2RIX0PBRAGOK/police-1058422_1920.jpg</image:loc>
      <image:title>Analysis - AI: Catching Criminals Before the Act (Part 2)</image:title>
      <image:caption>future cops: arresting someone before the crime? (CC0 Creative Commons license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1503996442393-9O8R3YTYEO7XEU9GRUE3/private-1647769_1920.jpg</image:loc>
      <image:title>Analysis - AI: Catching Criminals Before the Act (Part 2)</image:title>
      <image:caption>blurring lines between predicting &amp; snooping... (CC0 Creative Commons license)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/a-clash-of-coins820179</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1504892075134-CHYTWFL0BKPNA2NPHZ3T/image-asset.jpeg</image:loc>
      <image:title>Analysis - A Clash of Coins</image:title>
      <image:caption>when will the US dollar become virtualized? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1504892221118-C7I566NGPGB7KL9Y1HTF/iStock-821299476.jpg</image:loc>
      <image:title>Analysis - A Clash of Coins</image:title>
      <image:caption>rise of virtual fiat currencies (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1504889089882-DXDQOMF8KDBCZ7273XAC/graph-36929_1280.png</image:loc>
      <image:title>Analysis - A Clash of Coins</image:title>
      <image:caption>when government policies collide with ICOs... (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1504891901825-9CWQUDSF2UAI7WUJQ6TR/image-asset.png</image:loc>
      <image:title>Analysis - A Clash of Coins</image:title>
      <image:caption>Russia's planned virtual fiat ruble (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1504880230037-3OMXCKJ2G75G7NG24IAC/2017+Returns+chart.jpg</image:loc>
      <image:title>Analysis - A Clash of Coins</image:title>
      <image:caption>crypto-assets, a class apart (Sources: CoinDesk, Coin Dance, Yahoo Finance)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1504893344249-ZRJITSJSHACKE37L8ILH/PaperMoney.jpg</image:loc>
      <image:title>Analysis - A Clash of Coins</image:title>
      <image:caption>Ancient Chinese paper money before Marco Polo's time (public domain)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505028816162-Q3Q76D3GN7FX6PRY034M/flags-2036064_1920.jpg</image:loc>
      <image:title>Analysis - A Clash of Coins</image:title>
      <image:caption>European Central Bank rejects idea of competing member state virtual fiat currencies (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1504892911357-S6NGO55L0BIYJA92LH5Z/iStock-694590808.jpg</image:loc>
      <image:title>Analysis - A Clash of Coins</image:title>
      <image:caption>virtual fiat currency + blockchain = hitting the mark (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1504885026894-9VV3BALWZB3DRSLK1URI/iStock-179312669.jpg</image:loc>
      <image:title>Analysis - A Clash of Coins</image:title>
      <image:caption>drama of money unfolds into the 21st century (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1504891788631-LZD1KBT5YCPN10MD9ZQO/iStock-658002144.jpg</image:loc>
      <image:title>Analysis - A Clash of Coins</image:title>
      <image:caption>China's virtual fiat renminbi (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1504881099496-NE7Z63HRIXC79DI1E6SG/image-asset.jpeg</image:loc>
      <image:title>Analysis - A Clash of Coins</image:title>
      <image:caption>cryptos vs. virtual fiat currencies: who wins? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1504886698791-NEWOWOQ5NP21971J50HW/image-asset.jpeg</image:loc>
      <image:title>Analysis - A Clash of Coins</image:title>
      <image:caption>premier cryptocurrencies: storage of value (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1504882424769-ZXDWR2BHKJ80T7VTMHK6/image-asset.jpeg</image:loc>
      <image:title>Analysis - A Clash of Coins</image:title>
      <image:caption>emerging technology: virtual monies (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1504888514237-Z4RORC19FYC5G2KRQES0/iStock-843864436.jpg</image:loc>
      <image:title>Analysis - A Clash of Coins</image:title>
      <image:caption>means for speculating for the strong-hearted? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1504889955213-WI1M0WQYG0W8RKU4I932/blind-823530_1280.png</image:loc>
      <image:title>Analysis - A Clash of Coins</image:title>
      <image:caption>utility settlement coin concept misses the mark (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1504888012702-OSD5SAA9NKGXVRO9CQU5/building-1549643_1920.jpg</image:loc>
      <image:title>Analysis - A Clash of Coins</image:title>
      <image:caption>will they share? (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1504889408264-W4EUBMIMYD9GNPP482F1/abstract-1238246_1920.jpg</image:loc>
      <image:title>Analysis - A Clash of Coins</image:title>
      <image:caption>meet the burger coin! (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1504890243747-EOV2N7DO4IXVAOMH3D8A/fire-and-water-2354583_1920.jpg</image:loc>
      <image:title>Analysis - A Clash of Coins</image:title>
      <image:caption>like using water to light a match (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1504886046210-BQ8Q64G5536KDC6C3AA5/vasarimap1.jpg</image:loc>
      <image:title>Analysis - A Clash of Coins</image:title>
      <image:caption>old Florence: decentralized center of financial innovation (public domain)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/end-the-nation-state1120179</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505111320926-ZNPPPQ02V9JQE23TTJON/iStock-494499100.jpg</image:loc>
      <image:title>Analysis - Nation States Sinking?</image:title>
      <image:caption>Nation States sinking? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505115156945-34E0A6K6BW2JD3S8IHAY/iStock-614044254.jpg</image:loc>
      <image:title>Analysis - Nation States Sinking?</image:title>
      <image:caption>IP = value (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505116037469-CXWURYWU6ZU8PX08HOIN/image-asset.png</image:loc>
      <image:title>Analysis - Nation States Sinking?</image:title>
      <image:caption>1 person 1 vote (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505112633086-RSKBZPM8LMPURNMQ653T/image-asset.jpeg</image:loc>
      <image:title>Analysis - Nation States Sinking?</image:title>
      <image:caption>cyberattack defense? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505115869333-4B697RCQV00AK0P9ZY4I/image-asset.jpeg</image:loc>
      <image:title>Analysis - Nation States Sinking?</image:title>
      <image:caption>Political power decentralized (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505110856020-3Y85WVDCY1HCJZDNF81W/peace-2122924_1920.jpg</image:loc>
      <image:title>Analysis - Nation States Sinking?</image:title>
      <image:caption>(CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505114946957-6P81Y7AE8E9QNTOP3DY0/image-asset.jpeg</image:loc>
      <image:title>Analysis - Nation States Sinking?</image:title>
      <image:caption>lights out for innovation (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505115422608-PJGH9M36OSP320SOE11O/iStock-584207196.jpg</image:loc>
      <image:title>Analysis - Nation States Sinking?</image:title>
      <image:caption>emerging tech: technology-enabled decentralization (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505112055598-CGZ2H80K0DA0LVMVRL26/image-asset.jpeg</image:loc>
      <image:title>Analysis - Nation States Sinking?</image:title>
      <image:caption>can city-states take over the burdens of the welfare state? (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505111702753-AZTECBWJK4V650XFHMSX/homeless-845752_1920.jpg</image:loc>
      <image:title>Analysis - Nation States Sinking?</image:title>
      <image:caption>big income inequality in city-states (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505114827923-Z7NZGJ87W8DGHLQU2VJK/image-asset.jpeg</image:loc>
      <image:title>Analysis - Nation States Sinking?</image:title>
      <image:caption>in jeopardy: free trade and rule of law, pillars of modern economic development (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505112218344-9WXS0WQP6ICOANXEY21V/syria-1202174_1920.jpg</image:loc>
      <image:title>Analysis - Nation States Sinking?</image:title>
      <image:caption>how well will city-states defend itself? (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505115686159-F7CAMCMTIYVE85UQ89PM/image-asset.jpeg</image:loc>
      <image:title>Analysis - Nation States Sinking?</image:title>
      <image:caption>blockchain: enabler of decentralization (Getty Images license)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/will-your-data-breach-privacy-lawsuit-get-thrown-out1420179</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505402408937-VVCF5Z9C2BKG6763Z970/image.jpeg</image:loc>
      <image:title>Analysis - What Keeps Your Board Awake at Nights</image:title>
      <image:caption>first of many victims to come? (public domain)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505445353957-FRUM4K56Z094QSMBD7SH/image-asset.jpeg</image:loc>
      <image:title>Analysis - What Keeps Your Board Awake at Nights</image:title>
      <image:caption>hackers exploited a vulnerability in open-sourced Struts software used by Equifax (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505403143974-OFS2PR9TGSCS5I04LVG6/image-asset.jpeg</image:loc>
      <image:title>Analysis - What Keeps Your Board Awake at Nights</image:title>
      <image:caption>cybercrimes victimizes globally (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505403848890-5STOK0QW5Q6TJTHOILNJ/image-asset.png</image:loc>
      <image:title>Analysis - What Keeps Your Board Awake at Nights</image:title>
      <image:caption>how many times have you changed your compromised credit card (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505402661396-O01NUBWKF9X08YFSD5Q4/image-asset.png</image:loc>
      <image:title>Analysis - What Keeps Your Board Awake at Nights</image:title>
      <image:caption>US$450 billion lawsuit induced insomnia (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505404361697-9LLFJEGNCQJGGYNG43NN/image-asset.jpeg</image:loc>
      <image:title>Analysis - What Keeps Your Board Awake at Nights</image:title>
      <image:caption>controlling the class action flood gates (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505403481663-QQAAHYXSWC4IDS4WDJ1I/image-asset.jpeg</image:loc>
      <image:title>Analysis - What Keeps Your Board Awake at Nights</image:title>
      <image:caption>struggle to show imminent injury (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505403327053-6LVJSSS1TEXHR9LPGHHQ/image-asset.png</image:loc>
      <image:title>Analysis - What Keeps Your Board Awake at Nights</image:title>
      <image:caption>3 major obstacle for data breach class action plaintiffs (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505448572756-UQNRDL710MG82B8PLOES/image-asset.jpeg</image:loc>
      <image:title>Analysis - What Keeps Your Board Awake at Nights</image:title>
      <image:caption>when regulators, politicians &amp; class action plaintiffs unite: feeding frenzy time (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505402832659-PZOIY5S2NI9GNQF9WD9K/image-asset.jpeg</image:loc>
      <image:title>Analysis - What Keeps Your Board Awake at Nights</image:title>
      <image:caption>they hack and get away while corporate defendants pay the price (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505449094560-W2Q0X0CZKDDYEAVNRFI2/image-asset.png</image:loc>
      <image:title>Analysis - What Keeps Your Board Awake at Nights</image:title>
      <image:caption>the number 7 should not laugh at the number 8... (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505404104905-TL6QZ5FTVMJGFPMSXS5W/image-asset.png</image:loc>
      <image:title>Analysis - What Keeps Your Board Awake at Nights</image:title>
      <image:caption>early courts conservative about new legal developments such as emotional distress (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505404597762-J7GL7DWOFBS7OHGZ1U9Q/image-asset.jpeg</image:loc>
      <image:title>Analysis - What Keeps Your Board Awake at Nights</image:title>
      <image:caption>the wheels of justice must turn slowly (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505401582967-1NLU4KEH443VUA8MS05M/iStock-509258111.jpg</image:loc>
      <image:title>Analysis - What Keeps Your Board Awake at Nights</image:title>
      <image:caption>emerging technological threat: massive cybersecurity class action lawsuits (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505403642160-7L5GHKDVJQNERTYMEPI2/angry-2191104_1920.jpg</image:loc>
      <image:title>Analysis - What Keeps Your Board Awake at Nights</image:title>
      <image:caption>data breach is frustrating but may not be legally compensated (CC0 Creative Commons)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/icos-best-practices1520179</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505662548090-8GZSR86E9MZPAMJ9HSQL/image-asset.jpeg</image:loc>
      <image:title>Analysis - ICO Best Practices: the Good, the Bad &amp;amp; the Ugly</image:title>
      <image:caption>hedging crypto-fiat currency exchange risk key to ICO future (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505660309457-5JNN7EER27PBRDB9427A/image-asset.jpeg</image:loc>
      <image:title>Analysis - ICO Best Practices: the Good, the Bad &amp;amp; the Ugly</image:title>
      <image:caption>Best Practices reduces standoff drama &amp; tension (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505661706330-91AL1QUX04P61IL23GHT/image-asset.jpeg</image:loc>
      <image:title>Analysis - ICO Best Practices: the Good, the Bad &amp;amp; the Ugly</image:title>
      <image:caption>do the numbers check-out? (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505662763146-R5JMKZWAL9CV61J83AQU/image-asset.jpeg</image:loc>
      <image:title>Analysis - ICO Best Practices: the Good, the Bad &amp;amp; the Ugly</image:title>
      <image:caption>phishing scams targeting ICOs (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505660568107-HCT9ADR6CR9OFXVOJW3Z/iStock-482593954.jpg</image:loc>
      <image:title>Analysis - ICO Best Practices: the Good, the Bad &amp;amp; the Ugly</image:title>
      <image:caption>ICO industry best practices key to preventing innovation-killing regulation (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505660128563-3T73NYUR97PL58W8X8YV/image-asset.jpeg</image:loc>
      <image:title>Analysis - ICO Best Practices: the Good, the Bad &amp;amp; the Ugly</image:title>
      <image:caption>Standoff between Regulators vs. Token Issuers (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505662960742-O7A2D0IFU7M5E529QXU9/iStock-491619474.jpg</image:loc>
      <image:title>Analysis - ICO Best Practices: the Good, the Bad &amp;amp; the Ugly</image:title>
      <image:caption>technology due diligence best practice (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505663641252-AZZWIMUZ0J6IKZENDF8P/image-asset.jpeg</image:loc>
      <image:title>Analysis - ICO Best Practices: the Good, the Bad &amp;amp; the Ugly</image:title>
      <image:caption>decentralized ICO irony: concentration of token ownership (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505793300364-3EW771FWLKUM3X7O4W7U/IMG_4227.JPG</image:loc>
      <image:title>Analysis - ICO Best Practices: the Good, the Bad &amp;amp; the Ugly</image:title>
      <image:caption>Token Alliance leading lobbying efforts to set ICO best practices (author's photo from public domain)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505659455593-IWZ9IUPFEFD7D1NM3F4K/iStock-452172009.jpg</image:loc>
      <image:title>Analysis - ICO Best Practices: the Good, the Bad &amp;amp; the Ugly</image:title>
      <image:caption>Standoff in the ICO Wild Wild West (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505663845140-N7BXQS6G742O9L2FC327/integration-1364673_1920.jpg</image:loc>
      <image:title>Analysis - ICO Best Practices: the Good, the Bad &amp;amp; the Ugly</image:title>
      <image:caption>best practices integrated into future ICO laws &amp; regulation (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505663474885-76VHNFH6NJRK022RG6BW/ballot-1294935_1280.png</image:loc>
      <image:title>Analysis - ICO Best Practices: the Good, the Bad &amp;amp; the Ugly</image:title>
      <image:caption>token users' say on key governance matters (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505663268894-18JM930DRQ6LU1YQU515/image-asset.jpeg</image:loc>
      <image:title>Analysis - ICO Best Practices: the Good, the Bad &amp;amp; the Ugly</image:title>
      <image:caption>Intellectual property: key component of any Techfin project (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505662774962-94IS1KL7Q9GUJW7V8RIK/image-asset.jpeg</image:loc>
      <image:title>Analysis - ICO Best Practices: the Good, the Bad &amp;amp; the Ugly</image:title>
      <image:caption>independent code verification best practice (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505661104107-NXUE1YT1H3EHU3H5JETD/image-asset.png</image:loc>
      <image:title>Analysis - ICO Best Practices: the Good, the Bad &amp;amp; the Ugly</image:title>
      <image:caption>will disclosures be adequate, timely and accurate? (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505660759617-KEDCU3EG6ODAKRNZICGG/image-asset.png</image:loc>
      <image:title>Analysis - ICO Best Practices: the Good, the Bad &amp;amp; the Ugly</image:title>
      <image:caption>Will conflict of interest plague ICO certifications? (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505664346323-66I62HXQ9W6729TKKZEO/image-asset.jpeg</image:loc>
      <image:title>Analysis - ICO Best Practices: the Good, the Bad &amp;amp; the Ugly</image:title>
      <image:caption>Lobby for the integration of best practices into future ICO law (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505664106303-EQHCI25DBR0L94Y32YMO/image-asset.jpeg</image:loc>
      <image:title>Analysis - ICO Best Practices: the Good, the Bad &amp;amp; the Ugly</image:title>
      <image:caption>ICO industry formed independent NGO: bridging regulators &amp; consumers' interest (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505665961922-E61DCD6WCBUJKOU3PYUT/376px-Damocles-WestallPC20080120-8842A.jpg</image:loc>
      <image:title>Analysis - ICO Best Practices: the Good, the Bad &amp;amp; the Ugly</image:title>
      <image:caption>sword of Damocles dangling above ICO issuers (public domain)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505659779329-S0OCW9F7SLB46J846148/image-asset.jpeg</image:loc>
      <image:title>Analysis - ICO Best Practices: the Good, the Bad &amp;amp; the Ugly</image:title>
      <image:caption>emerging tech: initial coin or token offerings (ICOs) (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505662023323-RGHJJUON5JVVHHUQJBV4/iStock-843864436.jpg</image:loc>
      <image:title>Analysis - ICO Best Practices: the Good, the Bad &amp;amp; the Ugly</image:title>
      <image:caption>ICO basic disclosure (Getty Image license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505662182365-X2FK5N9E17XSBSVCNCUW/image-asset.jpeg</image:loc>
      <image:title>Analysis - ICO Best Practices: the Good, the Bad &amp;amp; the Ugly</image:title>
      <image:caption>Independently audited accounting info (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1505664509812-IM9A3ZFS69PF58WS2COU/image-asset.jpeg</image:loc>
      <image:title>Analysis - ICO Best Practices: the Good, the Bad &amp;amp; the Ugly</image:title>
      <image:caption>the end of the Wild Wild ICO West? (Getty Images license)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/financial-inclusion-101-personal-data-currency2320179</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506409715290-8SM6E4G97UPCLMJBI5BB/image-asset.jpeg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>value of currency depends on value of personal data (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506409122302-0TADR0O46FLZY450FI70/image-asset.jpeg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>browser-based system (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506406778406-TL9GAVCHF1724OPOODET/iStock-584207196.jpg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>digitally connected world means more digital connections (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506407483657-PO60B42S7QU6T6UF0ZE9/iStock-179234584.jpg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>your personal data currency (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506406124980-LFWWFLJ6IA5H792M3OMF/iStock-165054905.jpg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>baseball privacy strikes out (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506408219130-KKNTWEHEDZZWT35NKFHG/image-asset.jpeg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>personal data is accepted here! (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506407870919-DJ2HLK07OXW9J2GGPEGG/spice-1383075_640.jpg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>personal data NOT accepted here (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506411265986-3NWJBIC065HY0RCMSKSQ/medical-781422_640.jpg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>one of the most valuable personal data (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506246180757-S5QX8FKZ52PEJ0MGI8CG/image-asset.jpeg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>"I understand that if I do not give the above consent the Company may be prevented from providing me with services." Is this real consent? (author's picture)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506407611892-33UNQIHM47RYH8X3EZ83/law-1991004_640.jpg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>though similar to trade secrets, personal data is unenforceable in the courts as property (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506406029078-KLB746W0WX1A353RZ8EB/apple-799982_640.jpg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>tool of baseball espionage? (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506405886586-H2GYY4V1R5B5LJXTXZ07/thebeamofinv.jpg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>cloaking technology under development (Vienna University)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506275181698-S3I1PB5WQ436WPGQ9PJD/iStock-832174376.jpg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>Emerging Technology: Personal Data Currency (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506405256905-KXQTWZVKY81XHP8NK48Z/eye-2488227_640.jpg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>recordable eyes will be watching (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506410244834-7WQNX0VYJZYP53FUIECF/image-asset.jpeg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>limits to be overcome (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506410762271-WUCIL80NVNK3B18ONY0A/iStock-696585062.jpg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>choice + financial inclusion = personal data currency (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506404754895-PSZQIGJYFLWDAOQ2QRYB/image-asset.jpeg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>emerging technologies: privacy-invasive wearables (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506405653997-OBXITI4L0OJGHBSPP9SY/image-asset.jpeg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>brain-hacking tech: end of privacy? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506404896491-LP1JLLSJRFWKYWTXE28C/europe-2021308_640.jpg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>Once in a generation legislation: General Data Protection Regulation (GDPR) (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506409043237-7GEL8S62RF0X0QHQUPXV/iStock-516913313.jpg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>personal data currency = financial inclusion (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506409316530-K6YVUK3AJJYV0AZNRZHX/iStock-528499270.jpg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>personal data currency as medium of exchange (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506406427022-2M1QLR5SODP9GSJLNLJC/photo-camera-1509595_640.jpg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>makers of "instantaneous photographs" in 1890 (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506406272419-VG5TKQ6OX1YSZSA47WT2/image-asset.jpeg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>privacy under assault (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506405567580-VFGOB6JTOIG3YE7TGDB2/iStock-617601534.jpg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>corporate crown jewels: trade secrets (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506407153917-1C5R8G0K7K5WQ9U8IWYY/image-asset.jpeg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>who profits from your personal data? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506409914646-L64WRGPAS2GCAIVN45ZZ/money-2724238_640.jpg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>Value of personal data grows over time (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506407319922-SODKDF5YDH9UOBIBOIGA/image-asset.jpeg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>money, like personal data, is mostly digital (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506409224047-HXPU0TJCTHOSJ5K4VRWC/image-asset.jpeg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>how it works (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506411564231-7K0TX1IM8ZH1O1HML0VQ/image-asset.png</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>personal data currency compliments GDPR principles? (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506406608668-BTLTG4GQ6S3FJ97ER9RX/mobile-phone-1875813_640.jpg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>21st century devices: 21st century privacy problems (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506410125003-UQQXFXKE4WPWG7PS8TB9/iStock-186570542.jpg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>personal data currency helps protect consumers' interest (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506408389692-VZLBEWQU7VB749OS1Y52/dollar-1362244_640.jpg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>personal data has key currency attributes (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506411396901-UOJY2IQUAQR10CYXRARL/police-officers-2556094_640.jpg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>lawful purposes protected by due process (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1506149979692-3JH65SCPXOQW8O05EJ26/sony-contact-lens-_-featured.jpg</image:loc>
      <image:title>Analysis - Be Your Own Money: Personal Data Currency</image:title>
      <image:caption>Sony's Recording Contact Lens Diagram (image from USPTO patent #20160097940 A1)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/banking-on-the-brink-fintechs-impact-on-global-financial-system6201710</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507814784752-A8PKRPKQ57JQ1N830W36/code-707069_1920.jpg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>poor coding creates systemic risks in blockchain-driven banking world (CC0 Creative Commons license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507815807899-9C2EMCI9P38URWYN4O7Z/goats-692660_640.jpg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>fair competition from M&amp;A deals (CC0 Creative Commons license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507811614027-AEY2I7VQLSNXT24P5J9G/image-asset.jpeg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>fintech executives are not prepared for the burdens of international patent litigations (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507813083992-73PHQK8QSIJNHDJ63P94/iStock-505873763.jpg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>battle of ideas: patent litigations (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507806409650-TY6PQK59NV4N154AN6IO/iStock-610658296.jpg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>much neglected topic in fintech (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507814624373-B1991W6N1SDPV0SPA42B/iStock-584207196.jpg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>stopping a hack on a public blockchain is like stopping a hack on all of the world's computers (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507811052637-D3ZIWNTU5A3DVFQ34DLF/iStock-583996854.jpg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>its hammer time? banks are juicy targets for seasoned NPEs (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507810839049-QQHDJGBES7558Z2O7I17/mobile-phone-1917737_640.jpg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>smart phones war: vital lessons for the fintech industry (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507814367900-XYFHHHUBJB8VOJKMTF90/business-1753098_640.png</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>should ethics also bind AI financial advisors? (CC0 Creative Commons license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507815112174-LK94EJC5QW6TU9BEHN7U/ledger-1428230_1920.jpg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>lack of generally accepted accounting standards for digital assets (CC0 Creative Commons license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507812881035-83K9VQLQUM4TP7SLPXAT/iStock-514675915.jpg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>how will different fintech systems work together? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507806304618-3NSOOCIH0B43EMEPWAMG/iStock-541309080.jpg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>10 additional recommendations to make banking safer in the fintech era (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507810157558-Z7U94OBNJNQSR861NKDT/image-asset.jpeg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>disruptive effect of patent infringement litigations on world banking system (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507812085105-1O09XLUYYVVOAQ7T1XJA/image-asset.jpeg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>IP litigation: trap for the unwary (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507817002255-IY31XVPWC3CI1G9XS2AI/image-asset.jpeg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>managing innovation against sound prudential risk management = greater consumer benefit (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507814868129-E2DEI1IEOELHYNU7K36J/image-asset.jpeg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>virtual fiat currencies to render obsolete the fractional reserve lending system (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507816431514-6YWTZUNG0TF63UEI5N1Y/image-asset.jpeg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>keeping valuable trade secrets is every employee's duty (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507809044895-OB4LKJI5PJPMSI4HWSE6/iStock-510861838.jpg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>spike in global fintech patent filings (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507812701461-GRKKYGEC3K14WNBUN0ZR/iStock-614044254.jpg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>Standard-essential patents: win-win for fintech industry (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507813718557-AL4565PXE0HWSBLOWZIL/sandbox-1583289_640.jpg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>many unresolved problems facing regulatory sandboxes (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507809985846-LCW2ETZQMYD9QLI3YADT/top-secret-2054429_640.png</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>key method to protect fintech IP: trade secrets (CC0 Creative Commons license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507815439936-Z5FYDJ5UF2ZOQHAJ8JBO/iStock-530984596-2.jpg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>successful M&amp;A fintech deals depends on integration (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507810733507-GXX0T8I02U2HA7NL45HH/iStock-148981269.jpg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>patent litigation: tool to achieve strategic business objectives (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507816262541-I09QCZA6KTHMFNK0LPX4/iStock-491619474.jpg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>IP due diligence licensing requirement (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507815505027-IP5OBW23PWVXTZJR04WW/image-asset.jpeg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>tech and finance have different corporate cultures (CC0 Creative Commons license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507814484579-GUKVXWRKFM1M7JGT9MJX/cloud-2457632_640.jpg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>data localization: barrier to the free flow of cloud data? (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507816512200-UZSY4ODHPK2P5Z2F4A4E/image-asset.jpeg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>keeping the workplace IP safe (author's picture)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507805730077-SXICG0GMSHEJ0QKX8L5I/image-asset.jpeg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>fintech's effect on banking and its regulation (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507806053883-8C7EDZKS3131ERZ0JDVT/image-asset.jpeg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>emerging technology: fintech (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507814005066-PUFVCQ6S8ACC6TWFQP13/pencil-1385100_640.jpg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>AI is biased? (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507814993854-LM4K95Z556STGKGHNDIG/iStock-472485638.jpg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>virtual currencies already part of our lives (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507816594319-66UWG3NGN59VHI4K57C9/image-asset.jpeg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>Chief IP Officer as value driver (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507809324535-TCJDTZ9OOQSQGBK34D3N/credit-card-851506_640.jpg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>credit card giants dominate fintech patents (CC0 Creative Commons license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507812142313-I6K65THB0NK8DRD2DMWE/iStock-614648238.jpg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>time is money &amp; patent litigations are time-drainers (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507816793963-5NZQ6B0TKIDMZ4PSL87F/iStock-812984398.jpg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>cyber hacking potentially more devastating in fintech sectors (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507816180490-YA7ERGHNP04VTZUBLNCK/iStock-538026238.jpg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>NPEs seek to extract lucrative licenses as settlements (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507811296209-0L14UO4J0XYAJXYRPL5M/iStock-486832281.jpg</image:loc>
      <image:title>Analysis - Banking on the Brink: FinTech's Impact on Banks</image:title>
      <image:caption>gathering storm for banking industry: heralds of coming fintech IP wars</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/complianceinagrainofsand</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507976623225-XFI4R0F2JIQHU4D3URN8/image-asset.png</image:loc>
      <image:title>Analysis - Privacy Compliance in a Grain of Sand</image:title>
      <image:caption>privacy laws of the many nations (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507982398708-AFJHKXQKOQGGGWGUWOTS/desert-1270345_640.jpg</image:loc>
      <image:title>Analysis - Privacy Compliance in a Grain of Sand</image:title>
      <image:caption>from sandbox to desert (CC0 Creative Commons license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507976733400-03PJZOF8CGKGBTTH7EAK/sandbox-1583289_640.jpg</image:loc>
      <image:title>Analysis - Privacy Compliance in a Grain of Sand</image:title>
      <image:caption>emerging trend: regulatory sandboxes (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507982486852-R9OONYI88B8ENZ65QFTG/iStock-529163483.jpg</image:loc>
      <image:title>Analysis - Privacy Compliance in a Grain of Sand</image:title>
      <image:caption>when sandbox becomes sandpit! (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507982181311-7BYENWAW4Z8LC8J0WCCZ/iStock-514675915.jpg</image:loc>
      <image:title>Analysis - Privacy Compliance in a Grain of Sand</image:title>
      <image:caption>how will cross border sandboxes interoperate? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507982707534-S35C0SQECQRL21BGEC2S/iStock-593317228.jpg</image:loc>
      <image:title>Analysis - Privacy Compliance in a Grain of Sand</image:title>
      <image:caption>privacy regulatees to face an eternity of wait? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507975253616-ZH1OE03T5AQWXIPZQ51W/iStock-610046300.jpg</image:loc>
      <image:title>Analysis - Privacy Compliance in a Grain of Sand</image:title>
      <image:caption>"To see a World in a Grain of Sand" (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507975719799-KHN6EIW8UD5ZJ74V1VKI/iStock-687810196.jpg</image:loc>
      <image:title>Analysis - Privacy Compliance in a Grain of Sand</image:title>
      <image:caption>can't bring it together... (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507976045325-JWAV0OWPF64H3AHOPIO8/image-asset.jpeg</image:loc>
      <image:title>Analysis - Privacy Compliance in a Grain of Sand</image:title>
      <image:caption>if the experts can't agree then who can? (author's picture)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507976667916-SXR77POG77MSHTU401B6/hooded-man-2580085_640.jpg</image:loc>
      <image:title>Analysis - Privacy Compliance in a Grain of Sand</image:title>
      <image:caption>"consent is a nightmare" (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507979215116-MAX0VVUTIJZ0HJTC7HN6/iStock-539183855.jpg</image:loc>
      <image:title>Analysis - Privacy Compliance in a Grain of Sand</image:title>
      <image:caption>from sandboxes to sandstorms? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507975971429-0Q4BD8RDSP35FOTKA7ZE/IMG_4300.JPG</image:loc>
      <image:title>Analysis - Privacy Compliance in a Grain of Sand</image:title>
      <image:caption>conference opening ceremony (author's picture)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1507976992314-BW77CMC9AVC055293TPK/image-asset.jpeg</image:loc>
      <image:title>Analysis - Privacy Compliance in a Grain of Sand</image:title>
      <image:caption>this type of sandbox puts out fires, maybe it will be needed? (author's picture)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/the-still-small-voice-of-ai-ethics18201710</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508307865812-LZZZL80R0BDRCCP2B9L5/scotus3.jpg</image:loc>
      <image:title>Analysis - the still, small voice of AI Ethics</image:title>
      <image:caption>Gathering of wisdom: Moses, Solomon, Menes and Confucius (US Supreme Court public domain)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508308800341-P3QWSIUJX0YT4S6HQE00/iStock-614250216.jpg</image:loc>
      <image:title>Analysis - the still, small voice of AI Ethics</image:title>
      <image:caption>communities help shape ethics and its reinforcement (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508307415713-3P4H2X9TE1RB757785D8/columns-420749_640.jpg</image:loc>
      <image:title>Analysis - the still, small voice of AI Ethics</image:title>
      <image:caption>"know thyself": temple of Luxor's ancient advice (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508308284558-2JPGJWEOIJGVJAFAOWO9/art-school-of-athens-1143741_640.jpg</image:loc>
      <image:title>Analysis - the still, small voice of AI Ethics</image:title>
      <image:caption>sages from the Axial Age (public domain)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508308694342-41TGZ5MF9C8DQWTEG6N9/SCOTUSWestWallFrieze-Cropped.jpg</image:loc>
      <image:title>Analysis - the still, small voice of AI Ethics</image:title>
      <image:caption>image of "divine inspiration" facing the U.S. Supreme Court justices (public domain)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508308222560-BG5ZL5SXB9DI0IITVR6B/iStock-613528590.jpg</image:loc>
      <image:title>Analysis - the still, small voice of AI Ethics</image:title>
      <image:caption>diversity is a source of strength for both societies and corporations (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508307729195-X33576KQGOIDN2QRYQZS/confucius-547152_640.jpg</image:loc>
      <image:title>Analysis - the still, small voice of AI Ethics</image:title>
      <image:caption>Confucius says obey the Golden Rule (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508308558855-ENYBS3H6QEV480SZY7WN/3483690128_2985177ce0_b.jpg</image:loc>
      <image:title>Analysis - the still, small voice of AI Ethics</image:title>
      <image:caption>the heroes of the Renaissance had passion for science and religion together and saw no conflict or contradiction between them (public license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508307193547-12I8VNC8C86DNQXOQ3P9/image-asset.jpeg</image:loc>
      <image:title>Analysis - the still, small voice of AI Ethics</image:title>
      <image:caption>emerging technology: AI &amp; Ethics (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508308968225-695OQ59O4IKJ6Y8K57L6/desert-1270345_640.jpg</image:loc>
      <image:title>Analysis - the still, small voice of AI Ethics</image:title>
      <image:caption>the "still, small voice" within (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508307587699-U7GKN351B36XNRBHAB1M/meditation-833864_640.jpg</image:loc>
      <image:title>Analysis - the still, small voice of AI Ethics</image:title>
      <image:caption>our shared story of human dignity (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508308652505-FGR8K0BV3SZTSL6WRHIA/3244-1-h.tif.jpeg</image:loc>
      <image:title>Analysis - the still, small voice of AI Ethics</image:title>
      <image:caption>Moses Room of the House of Lords (public domain)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508307945137-D8ZWYUWUZNLS8YMQ984J/iStock-490556593-2.jpg</image:loc>
      <image:title>Analysis - the still, small voice of AI Ethics</image:title>
      <image:caption>application of ethics in real world situation hard (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508308406981-HG1XGGFY472HVJ536P7D/iStock-637537716.jpg</image:loc>
      <image:title>Analysis - the still, small voice of AI Ethics</image:title>
      <image:caption>not pink but still big...(Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508307323589-RDHDTIU6VHC4CF9P61JE/iStock-837834660.jpg</image:loc>
      <image:title>Analysis - the still, small voice of AI Ethics</image:title>
      <image:caption>"And doth the man unking"? (Getty Images license)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/auguries-of-fintech-future24201710</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-10-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508840474536-Z1OY5HG5PWRF25C7JTFS/image-asset.jpeg</image:loc>
      <image:title>Analysis - Auguries of Fintech's Future</image:title>
      <image:caption>famous painting about the blind leading the blind from the House of Liechtenstein's private collection (author's picture)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508839640794-7YRD3VF1O10XGECTKANC/iStock-539183855.jpg</image:loc>
      <image:title>Analysis - Auguries of Fintech's Future</image:title>
      <image:caption>omen of a gathering storm for cryptos? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508840241476-ZE8TCPUXUG6ZMQVYF9SP/iStock-610866236.jpg</image:loc>
      <image:title>Analysis - Auguries of Fintech's Future</image:title>
      <image:caption>ideas may be worth a lot of money but they are free if not protected (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508839343844-0935WI7SKSBFS54VCWU8/iStock-615824520.jpg</image:loc>
      <image:title>Analysis - Auguries of Fintech's Future</image:title>
      <image:caption>investors protection: key concern for U.S. SEC (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508840673655-XHG9ULSP9VE3V2GKJYUS/iStock-671829888-2.jpg</image:loc>
      <image:title>Analysis - Auguries of Fintech's Future</image:title>
      <image:caption>Gates Foundation leading fintech financial inclusion (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508840732580-5D4DQ7LSZQE259S243WE/iStock-179537236-2.jpg</image:loc>
      <image:title>Analysis - Auguries of Fintech's Future</image:title>
      <image:caption>Don't have IPAD syndrome: protect your firm's IP (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508839000177-3QOLQA71A0SUABGLZNYD/iStock-153797952.jpg</image:loc>
      <image:title>Analysis - Auguries of Fintech's Future</image:title>
      <image:caption>Happy Halloween! special (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508839722693-KYWXVD8FXYATAO6QMN98/iStock-617601534.jpg</image:loc>
      <image:title>Analysis - Auguries of Fintech's Future</image:title>
      <image:caption>low interest in cybersecurity? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508840840070-DVICFS06K8ZQ33NCA8DY/iStock-614044254.jpg</image:loc>
      <image:title>Analysis - Auguries of Fintech's Future</image:title>
      <image:caption>IP protection key to fintech's future (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1508840914014-CQK0O4EMJE3A6V0IKF3O/excuse-me-2696394_640.jpg</image:loc>
      <image:title>Analysis - Auguries of Fintech's Future</image:title>
      <image:caption>No hard feelings: just constructive criticisms (CC0 Creative Commons)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/data-inclusivity-creating-win-win-digital-opportunities20201711</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511245353979-A5ADVSH3SUGRMOCIMINR/united-states-international-trade-commission-seal_orig.png</image:loc>
      <image:title>Analysis - Data Inclusivity: Creating Win-Win Digital Opportunities</image:title>
      <image:caption>USITC: data localization &amp; privacy regimes undercut the free flow of digital trade. (public domain)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511244884428-6UZDKCE3CJBR9F7L8DI1/image-asset.jpeg</image:loc>
      <image:title>Analysis - Data Inclusivity: Creating Win-Win Digital Opportunities</image:title>
      <image:caption>Data inclusion creates win-win relationships and reduces risk of trade barriers. (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511250219320-H1YQRU9W9T28R9MPCQJ9/image-asset.jpeg</image:loc>
      <image:title>Analysis - Data Inclusivity: Creating Win-Win Digital Opportunities</image:title>
      <image:caption>Privacy laws are proliferating worldwide. (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511246699155-8SVXWCNPZYWVWD0CEM03/iStock-115068123.jpg</image:loc>
      <image:title>Analysis - Data Inclusivity: Creating Win-Win Digital Opportunities</image:title>
      <image:caption>Scenes such as this promote domestic protectionist laws, fueling vicious cycle. (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511250148833-U35KLN3CUO18BOT8L5MM/europe-2021308_640.jpg</image:loc>
      <image:title>Analysis - Data Inclusivity: Creating Win-Win Digital Opportunities</image:title>
      <image:caption>GDPR, a trade barrier? (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511245469431-SNEPW59BZ2FDH93QJ0JF/iStock-837834660.jpg</image:loc>
      <image:title>Analysis - Data Inclusivity: Creating Win-Win Digital Opportunities</image:title>
      <image:caption>AI workers provides labor cheaper than those available in emerging countries. (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511245183222-B73HQDYU2YF7MYZZ77QV/iStock-505366100.jpg</image:loc>
      <image:title>Analysis - Data Inclusivity: Creating Win-Win Digital Opportunities</image:title>
      <image:caption>Harmonizing disparate data flow laws = key to 21st free trade policy (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511245933453-CQVO42M7K1CWGIF9BZQV/war-torn-2069727_640.png</image:loc>
      <image:title>Analysis - Data Inclusivity: Creating Win-Win Digital Opportunities</image:title>
      <image:caption>Emerging countries need to protect manufacturing base to supply jobs to their people. Automated workers would destroy this base. (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511244948698-PD0LSZZJASFMQ6NEXAHH/image-asset.jpeg</image:loc>
      <image:title>Analysis - Data Inclusivity: Creating Win-Win Digital Opportunities</image:title>
      <image:caption>Gates Foundation leading the way for financial inclusion. (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511250296170-3DPQ4TUFVFVKHQY0WIM9/image-asset.jpeg</image:loc>
      <image:title>Analysis - Data Inclusivity: Creating Win-Win Digital Opportunities</image:title>
      <image:caption>Invisible trade barriers threaten data-driven business ideas? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511250477573-JB5ERYTZU4PDKTNOKOWB/image-asset.jpeg</image:loc>
      <image:title>Analysis - Data Inclusivity: Creating Win-Win Digital Opportunities</image:title>
      <image:caption>State sponsored robo-giants: a threat to emerging countries' manufacturing base? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511244209605-JZTIEJ56DIB9A9I5I9PP/iStock-874139000.jpg</image:loc>
      <image:title>Analysis - Data Inclusivity: Creating Win-Win Digital Opportunities</image:title>
      <image:caption>Data is the new oil. (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511244447492-RUK4N7AKTL95FQME6KD8/image-asset.jpeg</image:loc>
      <image:title>Analysis - Data Inclusivity: Creating Win-Win Digital Opportunities</image:title>
      <image:caption>Emerging Technology: data-driven business models &amp; value creation (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511244319435-N3TVVJI30Q1X4BA1B4L6/image-asset.jpeg</image:loc>
      <image:title>Analysis - Data Inclusivity: Creating Win-Win Digital Opportunities</image:title>
      <image:caption>Trade barriers block free flow of data. (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511244736948-NNJH1RRDUZ63XBQ4MLX6/iStock-152182122.jpg</image:loc>
      <image:title>Analysis - Data Inclusivity: Creating Win-Win Digital Opportunities</image:title>
      <image:caption>Businesses &amp; Governments knocking down trade barriers under auspices of NGO-led forum. (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511250374311-HDZSP7PT1ZWCON6YEOLL/image-asset.jpeg</image:loc>
      <image:title>Analysis - Data Inclusivity: Creating Win-Win Digital Opportunities</image:title>
      <image:caption>Patenting human beings obstructs further medical research and the free flow of scientific ideas. (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511171583216-QW2BB8IY6E18TR6ODKNI/iStock-609069094.jpg</image:loc>
      <image:title>Analysis - Data Inclusivity: Creating Win-Win Digital Opportunities</image:title>
      <image:caption>Free flow of data matters in an inter-connected digital world (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511244670737-4V7W5ZAZ78LU70MFROL8/iStock-506753286.jpg</image:loc>
      <image:title>Analysis - Data Inclusivity: Creating Win-Win Digital Opportunities</image:title>
      <image:caption>Data localization laws prevents the free flow of data. (Getty Images license)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/gathering-storm-clouds-intersecting-cybersecurity-secrecy28201711</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511857928790-E4WLY9TELELCMOAK2GP9/iStock-626639056.jpg</image:loc>
      <image:title>Analysis - Gathering Storm Clouds: Intersecting Cybersecurity &amp;amp; Secrecy</image:title>
      <image:caption>keep valuable trade secrets locked up safely in-house (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511856952966-XLAI53T8U1DPM1QLEMG3/clouds-221186_640+%281%29.jpg</image:loc>
      <image:title>Analysis - Gathering Storm Clouds: Intersecting Cybersecurity &amp;amp; Secrecy</image:title>
      <image:caption>the gathering clouds over keeping trade secrets confidential (CC0 Creative Commons)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511857354912-SL3MPYEO9RFOORJX6O74/image-asset.jpeg</image:loc>
      <image:title>Analysis - Gathering Storm Clouds: Intersecting Cybersecurity &amp;amp; Secrecy</image:title>
      <image:caption>attorney client privilege encourages full &amp; frank communications (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511858307158-73CV44A3OC2VPT7O4JAU/iStock-529949267.jpg</image:loc>
      <image:title>Analysis - Gathering Storm Clouds: Intersecting Cybersecurity &amp;amp; Secrecy</image:title>
      <image:caption>data management via hybrid cloud (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511857013041-XFSRAZUBJM3LRPKNMR6M/iStock-669018980.jpg</image:loc>
      <image:title>Analysis - Gathering Storm Clouds: Intersecting Cybersecurity &amp;amp; Secrecy</image:title>
      <image:caption>loose lips sink IP value (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511857488504-29XIN507LY052909TBI6/iStock-683716072.jpg</image:loc>
      <image:title>Analysis - Gathering Storm Clouds: Intersecting Cybersecurity &amp;amp; Secrecy</image:title>
      <image:caption>is it wise to store sensitive communications in the public cloud even if encrypted? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511856399277-CJ9HBYSM9ZOW3CKJHG87/iStock-640992286.jpg</image:loc>
      <image:title>Analysis - Gathering Storm Clouds: Intersecting Cybersecurity &amp;amp; Secrecy</image:title>
      <image:caption>Are you comfortable in storing valuable trade secrets in the public cloud? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511857221876-DMLL1WZQ5C7VC7IESV4P/iStock-503377895.jpg</image:loc>
      <image:title>Analysis - Gathering Storm Clouds: Intersecting Cybersecurity &amp;amp; Secrecy</image:title>
      <image:caption>how can loss of trade secrets be compensated fairly? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511856676315-N18XXU0T6NDFOXCGK65C/iStock-599903446.jpg</image:loc>
      <image:title>Analysis - Gathering Storm Clouds: Intersecting Cybersecurity &amp;amp; Secrecy</image:title>
      <image:caption>private cloud: heightened security, control and oversight (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511857576330-LXBQLOMB8QWNGQ5A6Z3S/iStock-812984398.jpg</image:loc>
      <image:title>Analysis - Gathering Storm Clouds: Intersecting Cybersecurity &amp;amp; Secrecy</image:title>
      <image:caption>simple multi-factor authentication safeguard help keeps the bad guys out (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511857700982-JMPTGYYYRJ1JJE08B9B9/iStock-669687704.jpg</image:loc>
      <image:title>Analysis - Gathering Storm Clouds: Intersecting Cybersecurity &amp;amp; Secrecy</image:title>
      <image:caption>balancing the pros &amp; cons of cloud computing (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511856794603-0BBTOLA5OGT7RSZZAMFT/20140509_185031.jpg</image:loc>
      <image:title>Analysis - Gathering Storm Clouds: Intersecting Cybersecurity &amp;amp; Secrecy</image:title>
      <image:caption>effective cloud management (author's picture)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511857066590-QFJ4AOIEBI5LZL422KRV/iStock-849680060.jpg</image:loc>
      <image:title>Analysis - Gathering Storm Clouds: Intersecting Cybersecurity &amp;amp; Secrecy</image:title>
      <image:caption>is it wise to store valuable protected ideas and trade secrets in the public cloud? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511857791942-M6033OGFFT93SMI284UV/iStock-480945142.jpg</image:loc>
      <image:title>Analysis - Gathering Storm Clouds: Intersecting Cybersecurity &amp;amp; Secrecy</image:title>
      <image:caption>every business needs an effective disaster recovery plan (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511856476155-H9077TSSJN7OZR8R99S5/iStock-655008048.jpg</image:loc>
      <image:title>Analysis - Gathering Storm Clouds: Intersecting Cybersecurity &amp;amp; Secrecy</image:title>
      <image:caption>emerging technology: cloud computing (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1511856622683-HI2ID6RUJOS4WCQUUY2H/iStock-847491272.jpg</image:loc>
      <image:title>Analysis - Gathering Storm Clouds: Intersecting Cybersecurity &amp;amp; Secrecy</image:title>
      <image:caption>Cloud advantage: storing data in decentralized manner (Getty Images license)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/internet-pride-prejudice20201712</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1514656342982-RES12HA8C4Q8VZKJ81PE/image-asset.jpeg</image:loc>
      <image:title>Analysis - Net Pride &amp;amp; Prejudice</image:title>
      <image:caption>emerging technological trend: abolishing net neutrality? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1514655616548-6UV5942GXO86ZEMXB4QF/image-asset.jpeg</image:loc>
      <image:title>Analysis - Net Pride &amp;amp; Prejudice</image:title>
      <image:caption>will the anti-trust regulator be conflicted? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1514655569599-5RO7BHW2Y75DLRB160J3/iStock-482400685.jpg</image:loc>
      <image:title>Analysis - Net Pride &amp;amp; Prejudice</image:title>
      <image:caption>judicial &amp; legislative efforts to revive basic principle (Getty Image license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1514654405493-2VICHQH5OGK0DG7JOOAR/iStock-681295714.jpg</image:loc>
      <image:title>Analysis - Net Pride &amp;amp; Prejudice</image:title>
      <image:caption>censorship via net access control? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1514655895500-GUDXYHCP2FDLTBWT8OH4/iStock-144296743.jpg</image:loc>
      <image:title>Analysis - Net Pride &amp;amp; Prejudice</image:title>
      <image:caption>turtles move faster than 3 megabits per second? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1514654341274-559HXENL9YPL662VDBBV/iStock-145194566.jpg</image:loc>
      <image:title>Analysis - Net Pride &amp;amp; Prejudice</image:title>
      <image:caption>will ISPs speed up or slow down your U.S. net access? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1514654490548-VHRZIMZ4T8H4H3M1QECE/image-asset.jpeg</image:loc>
      <image:title>Analysis - Net Pride &amp;amp; Prejudice</image:title>
      <image:caption>will we be affected by potentially slower speed? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1514655821502-63RDEZJOUFMX7UPWCCBH/image-asset.jpeg</image:loc>
      <image:title>Analysis - Net Pride &amp;amp; Prejudice</image:title>
      <image:caption>Hello, Hong Kong's telecom law of 1963 calling! (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1514656404913-5JLI1JQ5RJLZTBT90ZXP/iStock-105837480.jpg</image:loc>
      <image:title>Analysis - Net Pride &amp;amp; Prejudice</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1514655982277-WXOAF94QJ3AIV0Q07XO0/iStock-621371400.jpg</image:loc>
      <image:title>Analysis - Net Pride &amp;amp; Prejudice</image:title>
      <image:caption>cornerstone of tomorrow's market place of ideas (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1514655696949-PSSTB9SWKWZ68NF8764P/iStock-179121789.jpg</image:loc>
      <image:title>Analysis - Net Pride &amp;amp; Prejudice</image:title>
      <image:caption>Champions of net neutrality (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1514655739366-3311IGNKXLE3AE9D34BF/iStock-867773604.jpg</image:loc>
      <image:title>Analysis - Net Pride &amp;amp; Prejudice</image:title>
      <image:caption>(Getty Images license)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/data-monetizers-assemble</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-03-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1562849825925-SKIT6BSSNUALO972YK41/messy-baby-390x285.jpg</image:loc>
      <image:title>Analysis - Strategic Privacy: Data Monetizers Assemble!</image:title>
      <image:caption>Already one-year-old, how will the GDPR mature as a threat or opportunity for data monetizers? (Shutterstock image by Natalia Deriabina)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1562904523545-3W03HTYET0H4E0UJFUH1/iStock-813798156.jpg</image:loc>
      <image:title>Analysis - Strategic Privacy: Data Monetizers Assemble!</image:title>
      <image:caption>Critical time for data monetizers to assemble &amp; lock shields for common cause: the creation of balanced privacy laws and their fair, even enforcement. (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1562915784764-CP84136DVKZ7E5RE3TK5/iStock-118609802.jpg</image:loc>
      <image:title>Analysis - Strategic Privacy: Data Monetizers Assemble!</image:title>
      <image:caption>The goal of this series is to advise C-suite management on balancing the monetization of data against fair privacy laws and their even enforcement. (Getty Images license)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/comply-but-advocate-strategic-privacy-part-11320197</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-03-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1562953150231-JK3ZVZS88YWMB54B0916/iStock-807042044.jpg</image:loc>
      <image:title>Analysis - Comply but Advocate (Strategic Privacy Part 1)</image:title>
      <image:caption>Strategic privacy management means conducting both privacy compliance (defensive in nature) &amp; advocacy (offensive in nature) effectively. (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1563090320265-YERI96YQJT9MKHYNZR01/shark+feeding+frenzy.jpg</image:loc>
      <image:title>Analysis - Comply but Advocate (Strategic Privacy Part 1) - Breakdown of One Stop Shop rule will lead to DPA free-for-all feeding frenzy.</image:title>
      <image:caption>(public image)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1563005224602-XX93NW1OZNY3W5LBA6XM/iStock-615824520.jpg</image:loc>
      <image:title>Analysis - Comply but Advocate (Strategic Privacy Part 1) - “comply but advocate” is the guiding principle to protect corporate interests.</image:title>
      <image:caption>(Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1563095539394-W4ZM8WUCCBFQ2ZDLP8XB/iStock-687810196.jpg</image:loc>
      <image:title>Analysis - Comply but Advocate (Strategic Privacy Part 1) - Are DPAs lost or very lost in the fragmented GDPR landscape?</image:title>
      <image:caption>(Getty Images license)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/us-privacy-regulation-glimmer-of-hope-strategic-privacy-part-21420197</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-03-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1563204918435-KUG5S3B61HUI02X0OOYY/federal-trade-commission-seal-36081_640.png</image:loc>
      <image:title>Analysis - U.S. Privacy Regulation: Glimmer of Hope? (Strategic Privacy Part 2) - Respect for the democratic process and limited rulemaking powers helps ensure fair privacy regulation.</image:title>
      <image:caption>(Pixabay Image license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1563110561387-P1K1O5YQ9I6FI71MSI4M/iStock-654570684.jpg</image:loc>
      <image:title>Analysis - U.S. Privacy Regulation: Glimmer of Hope? (Strategic Privacy Part 2)</image:title>
      <image:caption>U.S. privacy regulation: glimmer of hope? (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1563193090643-JWR86JHCN8WO62EU9NVT/NewYorkFlag.jpg</image:loc>
      <image:title>Analysis - U.S. Privacy Regulation: Glimmer of Hope? (Strategic Privacy Part 2) - New York’s SHIELD Act offers 2 safe harbors for data security.</image:title>
      <image:caption>(Creative Commons license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1563118655630-8N3G4R2W7ITIQD5U7H19/California+Flag.jpg</image:loc>
      <image:title>Analysis - U.S. Privacy Regulation: Glimmer of Hope? (Strategic Privacy Part 2) - The CCPA is essentially a disclosure law.</image:title>
      <image:caption>(creative commons license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1563208133016-PFM8VI0CTJK1Y6IP5ZYT/iStock-926708322.jpg</image:loc>
      <image:title>Analysis - U.S. Privacy Regulation: Glimmer of Hope? (Strategic Privacy Part 2) - Regulation of privacy is ultimately managing technology-induced societal changes.</image:title>
      <image:caption>(Getty Images license)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/monetizing-coopetition-open-source-licensing-amp-patents2820201</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-04-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1580198787687-GE97V7ZRJKRK8EQE568Z/iStock-858052730.jpg</image:loc>
      <image:title>Analysis - Monetizing Coopetition: Open Source Licensing &amp;amp; Patents</image:title>
      <image:caption>intersection of open source &amp; patents (licensed iStock image)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/how-cathay-pacific-narrowly-escaped-crushing-privacy-fine620203</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1583736676604-OVR4WDX5GQGR2HAUJ5GF/iStock-985893220.jpeg</image:loc>
      <image:title>Analysis - How Cathay Pacific Narrowly Dodged A Crushing Privacy Fine...</image:title>
      <image:caption>Privacy penalties nowadays can easily knock-off hundreds of millions in corporate profits. (iStock Photo licensed)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/how-to-meaningfully-engage-c-suite-executives-on-privacy1720213</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-03-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1615949634722-AJID3TNWY7U9ZDPUSP0T/woman-5679001_640.jpg</image:loc>
      <image:title>Analysis - How to Meaningfully Engage C-Suite Executives on Privacy?</image:title>
      <image:caption>this happens when C-Suite Execs are not properly engaged. (CCO license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1615950143930-NLMSI8Y5BZ5K1MYFY5RL/iStock-472485638-2.jpeg</image:loc>
      <image:title>Analysis - How to Meaningfully Engage C-Suite Executives on Privacy?</image:title>
      <image:caption>Privacy compliance enables making money in data. (iStock license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1615949951037-CQPKHO1FNTZZW7WPWW2S/iStock-481290656.jpeg</image:loc>
      <image:title>Analysis - How to Meaningfully Engage C-Suite Executives on Privacy?</image:title>
      <image:caption>Many high stakes penalty regimes already facing an increasingly de-sensitized C-Suite. (iStock license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1615949537304-KBL5Y21CDZOM0G1ZBV22/iStock-514675915.jpeg</image:loc>
      <image:title>Analysis - How to Meaningfully Engage C-Suite Executives on Privacy?</image:title>
      <image:caption>To successfully engage C-suite execs, privacy professionals need to overcome 3 key challenges. (iStock license)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/category/Net+Neutrality</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/category/Climate</loc>
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  </url>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/category/Fintech</loc>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/category/Fund+Raising</loc>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/category/Corporate+Governance</loc>
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    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/category/IP</loc>
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    <loc>https://www.emergingtechlaw.org/analysis/category/Blockchain</loc>
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    <loc>https://www.emergingtechlaw.org/analysis/category/Banking</loc>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/category/Cybersecurity</loc>
    <changefreq>monthly</changefreq>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/category/Data+Monetization</loc>
    <changefreq>monthly</changefreq>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/category/Cryptocurrencies</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/category/Privacy</loc>
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  </url>
  <url>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/category/Virtual+Monies</loc>
    <changefreq>monthly</changefreq>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/category/Politics</loc>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/category/Techfin</loc>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/tag/Hong+Kong+Stock+Exchanges</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/tag/Virtual+Fiat+Currency</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
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    <loc>https://www.emergingtechlaw.org/analysis/tag/ethics</loc>
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    <loc>https://www.emergingtechlaw.org/analysis/tag/fintech</loc>
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  <url>
    <loc>https://www.emergingtechlaw.org/analysis/tag/ethereum</loc>
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  <url>
    <loc>https://www.emergingtechlaw.org/analysis/tag/trade+secret</loc>
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  <url>
    <loc>https://www.emergingtechlaw.org/analysis/tag/Digital+Objects+Architecture</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/tag/discrimination</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
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  <url>
    <loc>https://www.emergingtechlaw.org/analysis/tag/Techfin</loc>
    <changefreq>monthly</changefreq>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/tag/disaster+recovery+plan</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/analysis/tag/%23FTC</loc>
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    <priority>0.5</priority>
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  <url>
    <loc>https://www.emergingtechlaw.org/analysis/tag/IP</loc>
    <changefreq>monthly</changefreq>
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    <loc>https://www.emergingtechlaw.org/analysis/tag/political+economy</loc>
    <changefreq>monthly</changefreq>
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    <loc>https://www.emergingtechlaw.org/analysis/tag/Cybersecurity</loc>
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  <url>
    <loc>https://www.emergingtechlaw.org/analysis/tag/bitcoincash</loc>
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    <loc>https://www.emergingtechlaw.org/analysis/tag/co-working+space</loc>
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  <url>
    <loc>https://www.emergingtechlaw.org/analysis/tag/P2P</loc>
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    <loc>https://www.emergingtechlaw.org/analysis/tag/cryptocurrency</loc>
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  <url>
    <loc>https://www.emergingtechlaw.org/analysis/tag/blockchain</loc>
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    <loc>https://www.emergingtechlaw.org/analysis/tag/behavioral+predictive+technologies</loc>
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    <loc>https://www.emergingtechlaw.org/analysis/tag/insurtech</loc>
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  <url>
    <loc>https://www.emergingtechlaw.org/analysis/tag/Blockchain</loc>
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  <url>
    <loc>https://www.emergingtechlaw.org/analysis/tag/privacy</loc>
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  <url>
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  <url>
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    <loc>https://www.emergingtechlaw.org/analysis/tag/attorney+client+privilege</loc>
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  <url>
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    <loc>https://www.emergingtechlaw.org/analysis/tag/UK+ICO</loc>
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  <url>
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  <url>
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  <url>
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  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/dojs-guidance-on-vulnerability-disclosures</loc>
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      <image:caption>fighting the good fight (open source image)</image:caption>
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  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/icos-the-new-icbms620178</loc>
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    <lastmod>2017-09-09</lastmod>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/leading-privacy-conference-in-singapore2120178</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-10-25</lastmod>
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      <image:caption>leading privacy professional certification body holds Singapore conference (author's photo)</image:caption>
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      <image:caption>valuable networking and topical information resource (author's photo)</image:caption>
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  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/rsa-cybersecurity-conference-asia-20172120178</loc>
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      <image:title>Trends &amp; Updates - RSA Cybersecurity Conference: Singapore 2017</image:title>
      <image:caption>View from the conference venue (author's photo)</image:caption>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/smart-cars-in-the-regulatory-fast-lanes220179</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-09-08</lastmod>
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      <image:title>Trends &amp; Updates - Smart cars in the regulatory fast lanes</image:title>
      <image:caption>putting smart car development in the fast lanes (CC0 Creative Commons)</image:caption>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/china-to-ban-bitcoinrenminbi-exchanges920179</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-09-09</lastmod>
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      <image:caption>preserving the sovereignty of the renminbi (Getty Images license)</image:caption>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/dont-blow-your-trade-secrets-on-earrings1320179</loc>
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      <image:title>Trends &amp; Updates - Are Your Trade Secrets in These Earrings?</image:title>
      <image:caption>Exhibit A; earrings that destroyed key smart car trade secret protection. (CC0 Creative Commons)</image:caption>
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      <image:caption>Are your trade secrets in these earrings? (Getty Images license)</image:caption>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/us-secs-blockchain-hearing2620179-1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-10-24</lastmod>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/us-ftcs-hearing-on-informational-injury2620179</loc>
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    <lastmod>2017-10-19</lastmod>
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      <image:caption>public hearing (CC0 Creative Commons)</image:caption>
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  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/latest-us-secs-views-on-icos5201710</loc>
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    <lastmod>2017-10-19</lastmod>
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      <image:caption>SEC Chair shares his thoughts on ICOs before Congress (CC0 Creative Commons)</image:caption>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/us-sec-defines-blockchain5201710</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2017-10-19</lastmod>
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      <image:caption>SEC's definition of "blockchain" (Getty Images license)</image:caption>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/us-cftcs-primer-on-virtual-currencies20201710</loc>
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    <lastmod>2017-10-19</lastmod>
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      <image:caption>(public domain)</image:caption>
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  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/nasa-announces-9th-planet-in-solar-system20201710</loc>
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    <lastmod>2017-10-21</lastmod>
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      <image:caption>it's a big world out there! (CC0 Creative Commons)</image:caption>
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  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/gates-foundation-disrupts-fintech21201710</loc>
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    <lastmod>2017-11-20</lastmod>
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  <url>
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      <image:caption>setting the California bar pass score high ensures consumer protection (Getty Images license)</image:caption>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/90-icos-will-fail13201711</loc>
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    <lastmod>2017-12-04</lastmod>
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      <image:caption>token buyers should demand substantive rights (CC0 Creative Commons)</image:caption>
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  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/latest-senate-amendment-to-repeal-fatca30201711</loc>
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    <lastmod>2017-11-30</lastmod>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/insight-on-sec-cyber-units-first-enforcement-action4201712</loc>
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      <image:caption>key regulatory concern: investors protection (Getty Images license)</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1512399049734-OZFG3907OISR21G53COR/financial-crisis-544944_640.jpg</image:loc>
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      <image:caption>Ethereum founder Vitalik Buterin: 90% of ICO projects will flop. (CC0 Creative Commons license)</image:caption>
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      <image:caption>Cyber Unit's draws first blood. (public domain)</image:caption>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/key-ico-test-cases5201712</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2017-12-05</lastmod>
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      <image:caption>Tezos class action lawsuits: test cases for the future of ICOs. (Getty Images license)</image:caption>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/alibaba-class-action-lawsuit-revived6201712</loc>
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    <lastmod>2017-12-06</lastmod>
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      <image:caption>class action raises key issue of the sufficiency of IPO disclosure (author's picture)</image:caption>
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  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/cftc-emerging-technologies-committee-meeting13201712</loc>
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    <lastmod>2018-02-04</lastmod>
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      <image:caption>The U.S. leading the way on crypto issues. (public domain)</image:caption>
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    <image:image>
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      <image:caption>Cryptocurrencies are changing the world. Will regulators change with them? (Getty Images license)</image:caption>
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    <image:image>
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      <image:caption>Smart regulators are open to responsible innovation. (Getty Images license)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/gdpr-guidance-on-consent-transparency15201712</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-12-15</lastmod>
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      <image:caption>Latest pronouncements on key GDPR concepts. (Getty Images license)</image:caption>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/legacy-banks-cry-for-help20201712</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-12-20</lastmod>
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      <image:caption>If the EU can't beat them, regulate them? (Getty Images license)</image:caption>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/giving-holiday-spirit-the-foundation-of-the-chamber-of-digital-commerce31201712</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-12-30</lastmod>
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      <image:caption>worthy cause (Getty Image license)</image:caption>
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  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/cftc-meeting-on-self-certification-of-novel-products620181</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-01-06</lastmod>
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      <image:title>Trends &amp; Updates - CFTC Meeting on Self Certification of Novel Products</image:title>
      <image:caption>public domain</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/switzerland-hong-kong-sign-fintech-mou2420181</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-01-24</lastmod>
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      <image:title>Trends &amp; Updates - Switzerland &amp; Hong Kong Sign FinTech MOU</image:title>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/wyoming-wooing-global-fintech-business1820182</loc>
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    <lastmod>2018-02-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1518966130291-7P73TZIV1VVH3T4LXSIM/iStock-820362544.jpg</image:loc>
      <image:title>Trends &amp; Updates - Wyoming Wooing Global Fintech Business</image:title>
      <image:caption>Wyoming to be on the world fintech map. (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1518966180623-3BX1PQGAWV1MEDPNN6PR/iStock-92260641.jpg</image:loc>
      <image:title>Trends &amp; Updates - Wyoming Wooing Global Fintech Business</image:title>
      <image:caption>Wyoming legislature busy at work to pass business-friendly fintech laws. (Getty Images license)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/new-us-fda-ai-framework2620185</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-05-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1527329914587-ZF0ZLWTTVDGCWWWTMKI1/iStock-898256866+%282%29.jpg</image:loc>
      <image:title>Trends &amp; Updates - U.S. FDA Embraces AI Regulatory Framework</image:title>
      <image:caption>AI breaking down all barriers amongst key industrial sectors. (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1527329844755-CCYMEMKI4SFQLQH01O82/iStock-861847730.jpg</image:loc>
      <image:title>Trends &amp; Updates - U.S. FDA Embraces AI Regulatory Framework</image:title>
      <image:caption>AI formally enters into the U.S. FDA review process for smart devices. (Getty Images license)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/investor-sues-ai-hedge-fund1620195</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-05-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1557992386152-012XXB0UP165VC14RQQ9/iStock-930658900.jpg</image:loc>
      <image:title>Trends &amp; Updates - Investor Sues AI Hedge Fund</image:title>
      <image:caption>(License purchased from iStockphoto.com)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/ten-best-corporate-and-securities-articles-20182120195</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-05-21</lastmod>
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      <image:title>Trends &amp; Updates - Ten Best Corporate and Securities Articles 2018</image:title>
      <image:caption>(common license)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/data-protection-guidelines2520196</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-06-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1561438389673-9RD534248FP6UV2GJVCG/iStock-537368474.jpg</image:loc>
      <image:title>Trends &amp; Updates - Data Protection Guidelines</image:title>
      <image:caption>(licensed from Getty Pictures)</image:caption>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/new-wealth-management-tool2520196</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-06-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1561439091831-JSV2R90U8009D7D76V7C/iStock-541309080.jpg</image:loc>
      <image:title>Trends &amp; Updates - New Wealth Management Tool</image:title>
      <image:caption>Getty Images license</image:caption>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/cybersecurity-litigation-trends220197</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-07-02</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1562062524240-W27MOWG8HO0H9GP4FE1X/iStock-1014031684.jpg</image:loc>
      <image:title>Trends &amp; Updates - Cybersecurity Litigation Trends</image:title>
      <image:caption>rising cyber class actions (Getty Images)</image:caption>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/dataprivacyclaims</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-07-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1562902007505-BBMT5KM0DLP1SX6COVPC/iStock-537368474.jpg</image:loc>
      <image:title>Trends &amp; Updates - Settling Data Privacy Claims</image:title>
      <image:caption>multi-disciplinary lawyers are in demand (Getty Images license)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1562902639971-CLOP5LXAH184TQQQUE2J/silos-1598168_640.jpg</image:loc>
      <image:title>Trends &amp; Updates - Settling Data Privacy Claims</image:title>
      <image:caption>is your legal team still working in silo-ed disciplines? (Pixabay image license)</image:caption>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/cisa-comprehensive-cybersecurity-resources1120198</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-08-11</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5960459c1b631b78567a4752/1565498948559-TBGG4U8B7VLMK1BSX3Q3/CISA_wordmark.png</image:loc>
      <image:title>Trends &amp; Updates - CISA: Comprehensive Cybersecurity Resources</image:title>
      <image:caption>(public license)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/cybersecurity-framework-for-financial-institutions1420198</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-08-14</lastmod>
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      <image:title>Trends &amp; Updates - Cybersecurity Framework for Financial Institutions</image:title>
      <image:caption>common license</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/us-sec-proposes-mother-of-all-cyber-honeypots1420198</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-08-14</lastmod>
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      <image:title>Trends &amp; Updates - U.S. SEC Proposes Mother of All Cyber-Honeypots</image:title>
      <image:caption>Creative Commons (CC) license</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/faster-trade-secrets-enforcement1620198</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-08-19</lastmod>
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      <image:title>Trends &amp; Updates - Faster Trade Secrets Enforcement</image:title>
      <image:caption>(Getty Images license)</image:caption>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/tsmcs-new-corporate-blog1620198</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-08-19</lastmod>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/new-blockchain-amp-gdpr-study2020198</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-08-20</lastmod>
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      <image:title>Trends &amp; Updates - New Blockchain &amp;amp; GDPR Study</image:title>
      <image:caption>(iStock photo license)</image:caption>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/digital-music-patent-wars2020198</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-08-20</lastmod>
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      <image:title>Trends &amp; Updates - Digital Music Patent Wars</image:title>
      <image:caption>(iStock photo license)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/us-limits-powers-of-federal-agencies11201910</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2020-02-14</lastmod>
  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/2019-most-important-innovation-case19201911</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-14</lastmod>
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      <image:title>Trends &amp; Updates - Key Innovation Case of 2019</image:title>
      <image:caption>(iStock Photo license)</image:caption>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/data-scraping-is-it-legal2820201</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-14</lastmod>
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      <image:caption>LinkedIn is asking the US Supreme Court to ban firms from harvesting data publicly available on its massive professional social media website. (licensed iStock photo)</image:caption>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/csis-case-study-on-us-china-ai-technology-licensing3120201</loc>
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    <priority>0.5</priority>
    <lastmod>2020-02-14</lastmod>
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      <image:caption>Case Study on intersection of IP licensing, export controls &amp; CFIUS (licensed iStock photo)</image:caption>
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  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/key-software-case-google-v-oracle1420202</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-14</lastmod>
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      <image:caption>Key case that will shape the future of software development. (CC0 Creative Commons license)</image:caption>
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  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/competition-law-recommendations2420202</loc>
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    <lastmod>2020-03-09</lastmod>
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      <image:caption>iStock photo licensed</image:caption>
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  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/securing-remote-patient-health-care2520203</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-25</lastmod>
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      <image:caption>Industry, government &amp; academic alliance fashioning practical standards to secure the provisioning of medical services via the internet. (iStock photo license)</image:caption>
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  </url>
  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/ai-machine-ineligible-as-patent-inventors420205</loc>
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    <lastmod>2020-05-04</lastmod>
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      <image:caption>(iStock photo license)</image:caption>
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  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/california-pushing-for-even-tougher-privacy-protection820205</loc>
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    <lastmod>2020-05-08</lastmod>
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      <image:caption>The future of technology will become increasingly affected by privacy law as society grapples with the pervasive changes caused by emerging data-driven business models. (iStock photo license)</image:caption>
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  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/rare-look-inside-semiconductor-powerhouse-tsmc1120205</loc>
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    <lastmod>2020-05-11</lastmod>
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      <image:caption>TSMC enabling the future of emerging technologies, smart IoT devices, mobility, AI and advanced computing (iStock photo license)</image:caption>
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  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/california-first-state-to-ban-dark-patterns1720213</loc>
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      <image:caption>California bans the practice of “dark patterns”. (iStock license)</image:caption>
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  <url>
    <loc>https://www.emergingtechlaw.org/trends-updates/uks-new-50-cryptocurrency-note-honors-alan-turing3120213</loc>
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    <lastmod>2021-03-30</lastmod>
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      <image:caption>Creative Commons Zero (CC0) license</image:caption>
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  <url>
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    <image:image>
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      <image:caption>Bitcoin is on fire breaking US$11,000 last week. (Getty Images license)</image:caption>
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      <image:caption>licensed iStock photo</image:caption>
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      <image:caption>Group photo of top 3 AI project teams.</image:caption>
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      <image:caption>Presenting the grand prize to the top AI project team.</image:caption>
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      <image:caption>Venue Hall</image:caption>
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      <image:title>Publications &amp; Speeches</image:title>
      <image:caption>licensed iStock photo</image:caption>
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      <image:title>Publications &amp; Speeches</image:title>
      <image:caption>licensed iStock photo</image:caption>
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      <image:caption>Global think tank Horasis co-hosting the 2018 Asia Summit.</image:caption>
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      <image:caption>leading wealth management forum</image:caption>
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    <image:image>
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      <image:title>Publications &amp; Speeches</image:title>
      <image:caption>licensed iStock photo</image:caption>
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      <image:title>Publications &amp; Speeches</image:title>
      <image:caption>licensed iStock photo</image:caption>
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    <image:image>
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